Pledge, Chattel Mortgage, and Retention Registration at RTD

The registration of pledge contracts, chattel mortgage of movable assets, and retention of title at the RTD guarantees official publicity, credit priority, and effectiveness against third parties.

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Por Equipe Editorial do 5º Tabelionato de Notas do Recife — Redação jurídica assistida por IA · 5º Tabelionato de Notas de Recife

Note: This content describes Brazilian notary and registry law.

Title

Registration of Pledge Contracts, Chattel Mortgage of Movable Assets, and Retention of Title at the RTD

FAQ

What is the registration of pledge contracts, chattel mortgage of movable assets, and retention of title at the RTD?

It is the act by which a security instrument or sale with retention clause is registered at the Registry of Titles and Documents. This procedure guarantees official publicity and protects the creditor's rights against third parties.

Why is registering the contract at the RTD necessary to be effective against third parties?

Without public registration, the security interest takes effect only between the parties who signed the contract. Registration at the RTD makes the real right or preference enforceable against anyone, preventing fraud and improper transfers.

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