Fiduciary Transfer of Real Estate: Notice Guide

Understand the procedure for serving notice on the fiduciary debtor and consolidating real estate ownership directly at the Real Estate Registry.

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Por Editorial Team of the 5th Notary Public Office of Recife — Legal and registry editorial team · 5º Tabelionato de Notas de Recife

Alienation Fiduciária of Real Estate: Notice Procedure and Property Consolidation

Fiduciary Transfer of Real Estate: Notice Procedure and Property Consolidation

This article answers

  • What is the fiduciary transfer of real estate (alienação fiduciária de imóveis) and how does property consolidation work?
  • What are the deadlines for serving notice on the fiduciary debtor at the Real Estate Registry?
  • How should the request for property consolidation due to default be instructed?
  • What happens if the fiduciary debtor cannot be located for service of notice?
  • What are the stages of the real estate auction after property consolidation?

FAQ

What is the fiduciary transfer of real estate and how does property consolidation work?

Fiduciary transfer of real estate is a security interest in which the debtor transfers defeasible title of the property to the creditor. If default occurs and is not cured, ownership is consolidated in the creditor's name at the Real Estate Registry.

What are the deadlines for serving notice on the fiduciary debtor at the Real Estate Registry?

Following the fiduciary creditor's request, the Real Estate Registry official serves notice on the fiduciary debtor to pay the overdue debt within 15 days of receiving the notice.

How should the request for property consolidation due to default be instructed?

The fiduciary creditor must submit a written request to the real estate registrar, accompanied by an updated debt statement and proof of expiration of the contractual grace period.

Base legal

  • lei_federal 10.406 2002 — Lei nº 10.406/2002 (Código Civil)
  • provimento_cnj 149 2023 — Provimento CNJ nº 149/2023
  • codigo 10.406 2002 — Lei nº 10.406/2002 — Código Civil
  • lei_federal 8.935 1994 — Lei nº 8.935/1994
  • lei_federal 14.382 2022 — Lei nº 14.382/2022

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